Private Wealth Planning

A Plan as Considered as Your Wealth.

Holistic strategy across tax, investment and legacy.

We bring your T1, corporate retained earnings, RRSP/TFSA/FHSA mix, investment-tax exposure, insurance and estate documents into one coordinated plan — so every dollar is positioned for tax efficiency, intergenerational transfer and the cash flow you'll actually need.

The PAG Difference

Senior CPA-led, start to finish.

  • Personalized scope tailored to your situation

  • Direct access to your senior advisor — no hand-offs

  • Proactive, year-round guidance

  • Plain-language explanations of every recommendation

Practice

Private Client

What You Receive

Every engagement, considered.

The core of what's included when you engage PAG for private wealth planning.

Integrated tax, retirement and estate strategy

Investment-tax efficiency across registered and non-registered accounts

Family income-splitting and prescribed-rate loan planning

Insurance and risk review with independent specialists

Annual plan refresh as life and legislation change

How We Work

A clean, calm process.

01

Discovery

We start with a confidential conversation to understand your situation, priorities and the outcomes you're working toward.

02

Tailored Engagement

Your senior CPA designs a clear scope of work, orchestrating every detail with precision and proactive communication.

03

Ongoing Partnership

We stay close throughout the year — flagging risks, surfacing opportunities and adjusting your plan as your goals evolve.

Let's design the next decade of your wealth.

A confidential planning session is the best place to start. We'll listen first.